A fiduciary has the highest ethical and legal obligation to put your interests first and ahead of their compensation and any other considerations. Not only do I believe this makes good business sense, it is also the law. I am a fiduciary which means I am registered as an RIA (not a broker). I'm also a CERTIFIED FINANCIAL PLANNER™ practitioner and this also requires that I'm a Fiduciary at all times by the CFP® Board.
Out of 300,000+ advisers in the country, it is estimated that only 1.6% (about 5000) are 100% fiduciary and fee-only. This means they do not sell products or earn commissions; just a professional charge to the client for the services they render.
Tolsma Investments, LLC is in this small 1.6% national group. I feel that being a fiduciary is the highest ethical practice in this business, and I'm proud to be held to this standard.
Tolsma Investments, LLC was formed explicitly to be independent, fee-only, fiduciary, and non-commissioned product sales that has only one objective: put client needs first and help them maximize their investments under our stewardship and guidance.
Brief fiduciary video - click here.
Article about the Government DOL Fiduciary Law – click here.